ANALISIS PENGARUH PEMBIAYAAN MIKRO SYARIAH TERHADAP PERKEMBANGAN USAHA MIKRO NASABAH (STUDI PADA BMT UGT SIDOGIRI KAB. PROBOLINGGO)

Authors

  • Faris Safrian Rosyad` Brawijaya University
  • Aminullah Achmad Muttaqin Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Keywords:

Baitul Mal wat Tamwil, Islamic Microfinance, Develompment Micro Business

Abstract

The purpose of this study was to determine the effect of sharia microfinance on micro business development on sharia microfinance customers at Baitul Mal wat Tamwil (BMT) UGT Sidogiri Kraksaan sub-branch. The method used to obtain data using Quantitative Methods with data collection methods using questionnaires with a total of 56 respondents of Islamic microfinance customers. The data analysis method uses simple regression analysis with regression tools using SPSS with the t test and r-square determinant test. The results showed that Islamic microfinance had a significant positive effect on the development of customers' micro businesses with the results of the significance value in the t test which was < than 0.05, meaning that in the t-count> t-table test the value on the t-count was higher, in the r-square determinant test showed the results of 0.696 or 69% of Islamic microfinance had an effect on customers' micro businesses.

Published

2024-05-03

Issue

Section

Articles